About a year ago my Victoria secret card was shut down because I had never ordered online before so they shut down my card that I deserved to have with the amount of money I spend there. But dont do it just because a sales associate is pressuring you in the checkout line. I just cancelled my credit card due to customer service and billing fee mistakes. Comenity Bank has wonderful Rep Service I have enjoyed them I would recommend any and everyone to give them a try. We are not, nor do we have any affiliation with, Comenity Bank. Comenity Bank is the worst! I have a bells but want a MasterCard..ty. We are Upgraded Points, a blog specializing in providing travel and credit card resources. Crate and Barrel confirmed hard pull even though it only asks for the last 4 of the SSN. Finally got Bank of America to show some love last week. You can obtain some Comenity Bank cards without a hard pull on your credit report, which significantly increases your chances of approval. I assumed that with a pre-approval and only being asked for the last 4 digits of SSN that it would have been a soft inquiry like Victorias Secret and the Ann Taylor. Be aware of phishing, or fraudulent emails that seem legitimate but are actually trying to obtain sensitive personal or financial information. Hi Kathi please be advised we are NOT Comenity Bank. Several months ago I opened an account with J. Jill. If there are any individuals viewing this posting, use the resources here and carefully plan out your credit profile and MAKE YOUR PAYMENTS ON TIME, and all will be well. Hi Christine. Customer service deficiencies-Extreme wait times to speak to a representative and lack of response or lack of resolution to issues. Bread Savings is a product of Comenity Capital Bank, which is part of Bread Financial. AAA Visa Signature credit cards $100 cash back paid as a statement credit. More Details Apply With any kind of credit card, dont become late with a payment, or it will hunt you for 7 to 10 years. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Hi Cheryl, sorry to hear you have been in the hospital. I have been on hold for over two hours come on! Cloudflare Ray ID: 7b9bd063cb6e1bd1 My bank did just run a credit check on me as I am trying to refinance my home mortgage. So, I cant say anything bad. For every 300 points earned in select earning periods, you earn a $10 B-Rewards card that expires within 5-7 weeks depending on your status. This happened twice. I cant even buy anything with a mere $150 !??? Completely agree with Sue Smith. Comenity Bank offers a lot in terms of quantity, with a wide range of store-branded cards specifically targeting and benefiting loyal retail customers. Has anyone had this experience and still been approved after getting that message with Comenity only Im asking. Comenity Bank offers about 15 retailer-specific smartphone apps, including Loft Card, The Ann Taylor Card, and Crate & Barrel Card App. See our Advertiser Disclosurefor more details. Find help fast. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Known as the shopping cart trick, a credit card offer from Comenity Bank may pop up with an incentive to apply as youre online shopping with a retailer partnered with the bank. Plus, you get 1 point per dollar spent on all other purchases. When you spend between $500 and $999 per month, youll receive a rebate of 30-cents per gallon. Ive updated the post to include the Lands End card. Shred documents containing personal or financial information. I will never use this bank or any of the credit cards associated with this bank as they have fraudulent activities. I have been shopping on the website & have several things in my cart. Most credit cards offered by Comenity Bank are designed for frequent shoppers at targeted stores. You can shop online and receive free standard shipping when using your card. You can use your credit card wherever it will be accepted. This site gives access to services offered by Comenity Bank, which is part of Bread Financial. Live Customer Care hours may vary on holidays. Thank you. I still was approved with a $1500 starting limit, just be careful, theyre not all soft pulls. Comenity Bank Weekdays 7 a.m. - 9 p.m. CT Weekends & most holidays 9 a.m. - 5 p.m. CT. Mail us. My credit score went up and then back down, as having new credit and inquires hurt you in the beginning. I hope that my comment helped. If 0% interest credit cards for up to 15 monthsare of interest to you, weve compiled a list of cards which are generally more rewarding than the store credit cards listed below. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. The PowerUp Rewards Pro membership is $14.99 annually and offers exclusive discounts and promotional offers to help you save and earn more points. You can find yours on the back of your credit card. Can you believe it? Some auto manufacturers like Lexus and Toyota offer Comenity credit cards, as do hotels such as Red Roof Inn and Westgate Resorts. If youre not asked to enter your full social security number, you can likely qualify without having your credit checked. I thought I had a Comenity card, but I do not use it. Chris Comenity Credit Cards are way better than Synchrony Bank for sure, from my experience better than Discover. This card offers a buy now, pay later option and gives you free shipping on 4 orders over $99 per year. It has expanded to include Bealls Outlet Stores and a specialty store, Bunulu. They sell your info. If you have a specific card you want, its worth trying the shopping cart trick a few times to see if it works for that particular store. I would like to know if the calls are monitored? I called and asked for a supervisor they said no!!! Here are a few of our favorite Comenity Bank cards in terms of the most significant benefits offered to cardholders. This is not their fault that you defaulted on your payments. He says, youre going to listen to what ever he wants to talk about because he is in charge of this not me!. I just got a pre-approved offer yesterday and do not want to chance the hard pull. If youre approved it would be on the spot especially if you were shopping & intended on using the card to pay for that purchase. All Orbitz Rewards members earn 1% for flights booked on Orbitz, but using this card adds an extra 5% to earn 6% back on airfare booked on Orbitz. Also, do you have to apply individually to these stores? I wish I had known this before I applied. Victorias Secret is an American designer of womens premium lingerie, womenswear, and beauty products. Maybe it has a bit to do with attitude. Hot Tip: This card offers great earning rates, especially if you shop and get gas at BJs, It also provides some nice offers for purchases outside of the store. You will earn 15% off your first purchase if you open your account in-store or online at any Ann Taylor or LOFT store and 15% off purchases made on the first Tuesday of the month at those same locations. This website is using a security service to protect itself from online attacks. Is there other places I can use the ny&co rewards credit card. Account Assure Activate Card Alerts Apple Pay APR & Fees Authorized Buyers Automatic Payments Bread Financial Card Lock/Unlock Cash Advance Comenity's EasyPay Disputes Foreign Transactions Fraud Google Pay My Rewards Paperless Statements Payments Privacy & Security Promotional Plans Register for Account Center Samsung Pay Save on Interest Payment The Marathon gas rewards credit card is ideal for anyone with a car who lives in the eastern half of the U.S. So I disputed the charge, but they did hopefully fix it. Please contact them directly https://about.comenity.net/contact. Same thing happened to me. We are Upgraded Points, a blog specializing in providing credit card and travel-related resources. People also ask Sorry to be The Debbie downer. Ive had nothing but positive interactions with them!! You forgot Helzberg Diamonds. customer care. Youll also earn a birthday bonus. Comenity Bank offers over 130 retail store-branded credit cards, including: In addition to retail credit cards, Comenity provides consumers with specialty credit cards of other types. Opened Dec 2017. They have tripled my limits and some of the cards Ive never even used. Plus, its easy to get qualified regardless of what your credit looks like. While Crediful does not feature every company, financial product, or offer available, we are proud that the information, reviews, guides, and other tools found on our site are entirely objective and available to you free of charge. CB Banks Comenity Customer service contacts Comenity customer service contacts 174 complaints 1 resolved 173 unresolved File a complaint Table of contents Claimed business Follow Share Complaints Contacts Comenity phone numbers +1 800 675 5685 40 130 Comenity Bank +1 855 506 2496 19 43 Comenity Capital Bank Comenity website comenity.net Choose a topic below for answers to some of the most frequently asked questions. I could be wrong, but my experience is every time I have been told that its been bad news. CONTACT US EMAIL Send us an email PHONE 1-866-983-8582 7am - 11pm CT 7 days a week ADDRESS Ulta Beauty Guest Services 1000 Remington Blvd.,Ste 120 Bolingbrook, IL 60440 1 Valid one time only. For every 2,000 rewards points or $400 spent online or in-store, youll get rewarded with a $20 rewards card (5% back). I ended up with a couple of medical bills on my credit report one of which is from 2013 and was bought out by another collection agency. I tried to cancel the same time I paid it off and of course, no one could close it out. Please be advised that we are not Comenity bank and have no affiliation with them. After the initial period, youll get a 2-cent rebate and can cash in after accruing just $10. First of all, the customer service people you use do not speak english. Statue of Limitations on Debt - State By State, Everything You Need to Know About Filing for Bankruptcy, How To Rebuild Your Credit After Bankruptcy. Sign your credit card and store it in a safe place. If it asks for just the last 4 digits, it is less likely to result in a hard pull. The sad part is yes they did lower my score some but if comenity back decides to decrease my limit on all the cards my score will be lower than when I first started rebuilding. Now that weve highlighted the top 3 credit cards from Comenity Bank, lets take a look at some of the other popular cardsthey offer to see if your favorite store made the list. When you shop anywhere else with your BJs MasterCard, youll get a cool 1% in cashback. They required me to send in my drivers license social security card and utility bill. The card does come with a pretty high interest rate, but regularly offers special promotional financing. I called customer service to ask why and they said, oh. Another major benefit of this Comenity card is the 0% APR for the first 12 months. By doing so, you get to take advantage of your rewards and benefits while simultaneously building your credit. Regarding approval for the Victoria Secrets credit card program, does that mean I am approved? Comenity has been helpful. I am a bit upset. Im sure online. This has only been last week they ran it but it was almost to 800. However, some Comenity credit cards are better than others, particularly regarding the quality of their rewards program. If you still need to close your account with Comenity, you will need to contact their customer service by calling the number on the back of your card. So, how do you earn points? Oh, I also called the company to cancel the credit card. These cards can be great if you just pay on time and keep balances low. The Davids Bridal Credit Cardoffers advance notice of sales and special offers, including previews and early access to new seasonal looks. I know Im interested in Big Lots & Romans but if I had to pick one right now it would be Romans right now. False !!! There are no membership or annual fees, and you getadvance notice of special events and promotions. This was done to me by COMENITY Bank for BURKES CARD. The card is now destroyed and I will never use this company again. I also used the pop-up trick meaning the last four digits of my security. Davids Bridal is the largest U.S. bridal store chain specializing in wedding gowns, prom dresses, and other formal wear. This site gives access to services offered by Comenity Capital Bank. Comenity Bank Phone Number 800-675-5685: Customer Service All Comenity Bank Contact Information Compare Comenity Bank's phone number, and help-desk. So, if you live near one, consider taking advantage of their cash back program, especially if you shop often and like to buy in bulk. So what do I do? Recently Reported Customer Problems Someone called Addy Kennedy has falsely used my email address to open an account. Overstock pre-approval pop up, but hard pull July 2020. If you think your Account is being used by someone else or has been compromised, call Customer Care now at 1-855-823-1001 (TDD/TYY: 1-800-695-1788). I have had three cards (two comenity ) cancelled from lack of use. If you suspect phishing, contact your financial institution using the phone number on your billing statement or back of your credit card. Lastly, dont miss our dedicated article on the 10+ Easiest Credit Cards to Get Approved For! In July of last year, I started with Bealls Outlet. Youll also get 2% cashback from dining out just about anywhere as well as from gas purchases made at any other gas station. Yes, we're happy to offer a variety of free services to support our customers who have accessibility needs. Is this a card that can be used anyplace? Contact us right away if a new or replacement card does not arrive as expected. Access Secure Message Center Contact Us Customer Care TDD/TTY Customer Care Hours Live Customer Care hours may vary on holidays. In fact, they currently have partnerships with over 125 credit programs for many top U.S. retail stores. 1-855-823-1001 (TDD/TTY: 1-800-695-1788). Comenity and Synchrony banks are now the same bank? Hang up if you're unsure about the person or institution contacting you. I have several credit score sources and none have decreased NONE!!! I even tried the ones that people have said work for sure such as Wayfair, Overstock, J Crew, and nothing. Disclaimer: Crediful does its best to maintain accurate and updated information. Just got an account transferred to Comenity. Never loan your card to anyone not authorized on your Account. Compared to other companies in the credit card industry, Comenity is known to be lacking in customer support. This status offers free Wi-Fi, breakfast, and waived resort fees at select VIP Hotels. So again, as long as you stay on top of your monthly balances, you can quickly see some savings with this credit card. Total scammers! If i owe anything for shipping the returned items, please let me know and I will pay it. These accounts are my favorite and I have not had any problems with their customer service. Keep in mind each retailer may be slightly different, but many cardholders have reported approval with a credit score in the fair range. I have a Torrid card, right before Christmas I had a small balance and they gave me a huge credit increase. Columbus,OH 43218-2273. Mark suspicious emails as spam and permanently delete them. I have had a few different cards with them and have never had any issues!! I have been very satisfied with Comenity Bank. Always keep your cell phone with you or in a secure location and lock it with a passcode to prevent access to stored information. if they detect fraud they shut down all your accounts and ask for verification of identity and even if you get them all the info they need they dont have to reopen any of your cards. Its a pretty comprehensive credit card, especially considering it has no annual fee. I was told that they will get back to me in 7-10 days. I didnt want to use it because the pandemic hit and I didnt know how work was going to be. Ive been approved for an Express credit card with a 25k limit & I been approved for a Full Beauty credit card for 250 bucks! At the beginning of the year, I only owed $8.40. Basically, the more you charge to your Visa card (anywhere that Visa is accepted, not just at Marathon), the greater rebate youll receive. I just paid my bill in full and ahead of time on 8/8 for a William and Sonoma purchase on a new card. Never give out personal information or account details over the phone unless you're the one who made the call. Most of these cards are tied to store-specific rewards programs but provide extra benefits for using the card and rewards program perks for regular shoppers. This site may receive compensation from third-party advertisers. I found out through credit karma that I have an account with Comenity Bank. For example, within the first 90 days of account opening, if you charge $1,000 a month on your credit card, youll receive a 50-cents per gallon rebate on your Marathon purchases. The Big Lots Card doesnt come with a rewards program, and it has no annual fee. Of course, youll also need to make sure you live in an area with plenty of Marathon locations. Delete text and email messages containing personal or financial information. Instead, only connect to trusted networks or virtual private networks (VPNs). Customer Care Address. I received a letter saying they were lowering my limit. Wayfair is an e-commerce retailer that sells furniture and other home goods. This card earns 2% back in Orbucks on all other purchases and offers a $100 statement credit when you spend $1,500 in the first 90 days of account opening. They wont give me my balance because they say I am not the primary account holder. You will receive exclusive reward offers just for cardmembers and free shipping on all orders that include bras when using the JUST4ANGELS promo code and your Victorias Secret Angel Credit Card. Your session is about to expire. We are able to present this information to you free of charge because some of the companies featured on our site compensate us. After all, not all participating stores are owned by the same company. Comenity Capital Bank, which significantly increases your chances of approval email messages containing or. Card to anyone not authorized on your account would like to know if calls! 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Well as from gas purchases made at any other gas station primary account holder some Comenity cards! Cash back paid as a statement credit resort fees at select VIP.! Safe place in a Secure location and lock it with a rewards,. Credit looks like these accounts are my favorite and i will never use this or. Building your credit checked my bill in full and ahead of time on 8/8 for a William Sonoma!